Commercial Lending

Our approach

BLM&H helps clients with all aspects of commercial lending. BLM&H’s attorneys have closed hundreds of transactions, representing both lenders – local, regional, and national banks, insurance companies, family offices, private equity funds, and other non-bank lenders – and borrowers in all types of industries. Our commercial lending team handles all aspects (loan and property level) of lending transactions, from due diligence to negotiation and documentation to closing, including construction and mortgage loans in a multitude of asset classes (retail, office, mixed-use, industrial, self-storage), lines of credit, equipment financing and other asset-based lending. We have a clear understanding of the dynamics of complex transactions and can address and resolve all complex structuring involved in such financings.

Highlights

• Represented national, regional and community banks in multiple real estate and asset-based loan transactions.
• Represented Georgia non-bank lender in multiple loans to fund acquisitions of distressed loan portfolios.
• Represented family trust in issuance of $10.0 million line of credit.
• Represented nationwide chemical company in negotiation of revolving credit agreement from national bank lender.
• Represented concrete company in $1.0 million loan secured by the company’s assets.
• Represented south-Georgia timber company in $6.0 million loan secured by real and personal property.
• Represented high-net-worth individual in $50.0 million personal loan.
• Represented HVAC company in connection with $3 million line of credit.
• Represented Georgia community bank in participation of $2.63 million loan secured by Augusta-area hotel.
• Represented New York based global manufacturer of plastic injection molds in $14.5 million senior credit facility that included a revolving credit facility, term loan and capital expenditure line of credit.
• Represented global garment manufacturer and importer in $12.5 million asset-based revolving line of credit.
• Represented national trucking company in $7.5 million line of credit with regional lender.